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Entries in American Express (3)

Monday
Mar072011

American Express can help parents PASS on financial responsibility

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Make Good Spending Choices

My twins are still young but not too young to start learning about the value of money and responsible spending.

They already know that simply because they WANT something, is not reson enough to GET something...even if it doesn't cost much.

One tool I have discovered that can teach kids how to make good spending choices is the PASS card from American Express. This is a prepaid, reloadable credit card parents can give to their kids. It's a great way to start a conversation about spending versus saving. Parents control the money on the card and there is no risk of overdraft or of a negative impact to a teen's credit (or the parent's).

How PASS from AMEX works

I recently ordered a PASS card for the purposes of this review. It was fairly easy - create an account, link your bank account. Yes, for now you cannot load the card with a credit card - even an AMEX credit card. You must link it to your bank account BUT you decide how much is loaded on there and when it's loaded.

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The PASS card can help you start a discussion with your teen about allowance, contributing to the household chores, getting good grades, and more that can be rewarded using additional funds on the PASS card. Parents might want to test out their teen's budgeting skills and pre-load a semester's worth of money to cover books, lunch, and entertainment money. If the card is empty at the end of the semester, well a discussion an a lesson on budgeting is in order!

What will Teens think of the PASS card?

Well, since I'm not a teen and I don't have teens, I can only guess. BUT...I'd say they would love the packaging.

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AMEX makes the PASS card in a variety of colors and sends it in a very cool reusable box. I would also imagine that any teen is going to appreciate NOT having to ask mom and dad for $20 to go to a movie especially if they have an agreement with their parents already in place.

How do you start the money discussion with your kids? What do you think of giving a teenager a PASS card? I'd love to hear your thoughts.

Janine

Disclosure: I received a monetary credit on my PASS card as a thank you for participating in the She Speaks campaign. All opinions expressed here are my own and this post was neither reviewed nor approved prior to being published.

Monday
Jul052010

Doing Splits (the banana kind) for Ovarian Cancer & Win $25 Amex Card

There are three parts to this one and all ar exciting so pay attention....

Build Virtual Banana Splits to Fund Ovarian Cancer Research

Kelly Ripa and Electrolux have teamed up for a fun way to donate to a great cause. Visit www.kelly-confidential.com and create your own virtual banana split. For each split created each day, Electrolux will donate $1.00 to the Ovarian Cancer Reasearch Fund!

Why Banana Splits?

For the splits of course! No, not that yoga/gymnastic move that I attempt after one too many margarita's - it's to celebrate the splitting up of the refridgerator and freezer. Elextrolux has full size fridge-only refrigerators and stand alone freezers that can stand next to each other in your kitchen and impress all your friends and the crankiest of mother-in-laws (totally NOT saying mine is cranky, nor does she need to be impressed, but I have friends that complain about theirs).

Can you just imagine having this in your kitchen.....

full size Electrolux refrigerator and freezer

It makes me drool even more than the banana split I just made!

Now Let's Talk About Winning!

Making a virtual banana split is great for the donation but it might leave you wanting something a little sweet, no?

Enter to win the Electrolux refrigerator and freezer combo!

Each day you can make a banana split and you'll be autmatically entered to win the daily prize of $50 for sweet treats and for the grand prize of a set of stand-alone Electrolux refrigerator/freezer!

Enter on TWOFERMOM to win a $25 American Express gift card

Three easy ways to enter. Do one, or do all three for maximum entries! Leave a comment though for each one so I can track. Thanks!

1. Visit http://www.kelly-confidential.com and make a banana split then share with me your recipe in a comment.

2. Post a link to this giveaway on Twitter (include @Twincident) or Facebook and leave a comment with the URL for that tweet or Facebook posting

3. Subscribe to this blog via email (click on the coffee cup in the upper area of my sidebar) and leave a comment like "I subscribe" with your email in the comment (but use "yourname {at} emailservce {dotcom} so crawlers don't pick it up).

The giveaway for the $25 AMEX card ends Monday, 7/26/10 at 11:00pm ET. Giveaway is open to all US & Canada residents 18 and over. Winner will be drawn using Random.org from all valid entries and notified via email and/or Twitter.

Good luck and happy splits! You better come back and tell me if you win the fridge/freezer too. Also, if you can still do 'the splits' without too many margaritas I'd like to know.

Janine

Disclosure: I received a $25 Amex gift card from BSM Media and Electrolux as a thank you for participating in this blog campaign. All opinions expressed here are my own and this post was neither reviewed nor approved prior to publishing.

Thursday
Apr222010

Small things can make a difference

On this Earth Day I reflect on some one the small, easy ways I've found to make a difference in the environment. I've switched from plastic sandwich bags to reusable plastic containers. I've switched to green cleaners. And I realize that I can do small things to make a difference in my community and for others.

American Express has teamed up with TakePart.com to make it easy for you to make a difference too with Members Project.

Vote

Members Project is donating $200K to five causes every three months and they need your help to decide. You can vote once a day for your cause from now until May 24, 2010.

Volunteer

Whether you have an hour, a day, or a week, your time can make a difference. Find an opportunity to volunteer through American Express and you'll get Membership Rewards® points!

Donate

Use your American Express card to donate to one of 1,000,000 public charities that Members Proejct supports. You can even donate your Membership Rewards® points or set up a recurring donation to spread it out over a year.

What small thing will you do today for the Earth, or for someone else?

Janine

Disclosure: This post is an entry to win a gift card from One2One Network and was written to promote the Members Project from American Express. All opinions here are mine and were not reviewed or approved prior to publishing.